Health Insurance Companies in Kenya

Health Insurance is a type of insurance which provides compensation for medical expenses incurred from illness or disability. It’s also sometimes referred to as Medical Insurance.

Various forms of health insurance exist in Kenya. These health insurance solutions are provided by various insurers including the government, employers, local and regional insurance companies and international insurance companies.

Based on this, the types of health insurance companies available can be grouped into four broad categories as follows:

  1. Public Health Insurance Companies
  2. Private Health Insurance Companies
  3. Employer-sponsored Health Insurance Companies
  4. International Health Insurance Companies

Public Health Insurance Companies

National Hospital Insurance Fund (NHIF)NHIF is a state parastatal that provides affordable medical insurance cover to all eligible Kenyans and the task of implementing Universal Health Coverage (UHC) in the country. Information on its services and covers can be read in our incisive NHIF guide.

Private Health Insurance Companies

AAR Insurance
AIG Kenya Insurance
APA Insurance
Africa Medilink
CIC Insurance Group
Clarkson Insurance Brokers
Eagle Africa Insurance Brokers
Equity Insurance Agency
First Assurance
GA Insurance
Heritage Insurance
Jubilee Allianz Insurance
KCB Insurance Agency
KWFT AfyaFit
Kenindia Assurance
Liaison Group
MTN Insurance
Madison Insurance
Minet Kenya
Pacis Insurance
Pioneer Insurance
Resolution Insurance
Saham Assurance
Sahl Health
Sanlam Kenya
Sedgwick Kenya
Takaful Insurance of Africa
Trident Insurance Company
UAP Old Mutual
Xplico Insurance

Employer-sponsored Health Insurance Companies

TSC AON MinetTSC AON Minet is a medical scheme brokered by Minet Kenya for teachers employed by the Teachers Service Commission (TSC).
DEFMISDefence Forces Medical Insurance Scheme (DEFMIS) is medical cover for retirees that have served in the Kenya Defence Forces (KDF).

International Health Insurance Companies

Allianz Care
Bupa Global
Cigna Global
Henner Group
NOW Health International


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