Health Insurance is a type of insurance which provides compensation for medical expenses incurred from illness or disability. It’s also sometimes referred to as Medical Insurance.
Various forms of health insurance exist in Kenya. These health insurance solutions are provided by various insurers including the government, employers, local and regional insurance companies and international insurance companies.
Based on this, the types of health insurance companies available can be grouped into four broad categories as follows:
|National Hospital Insurance Fund (NHIF)
|NHIF is a state parastatal that provides affordable medical insurance cover to all eligible Kenyans and the task of implementing Universal Health Coverage (UHC) in the country. Information on its services and covers can be read in our incisive NHIF guide.
|AIG Kenya Insurance
|CIC Insurance Group
|Clarkson Insurance Brokers
|Eagle Africa Insurance Brokers
|Equity Insurance Agency
|Jubilee Allianz Insurance
|KCB Insurance Agency
|Takaful Insurance of Africa
|Trident Insurance Company
|UAP Old Mutual
|TSC AON Minet
|TSC AON Minet is a medical scheme brokered by Minet Kenya for teachers employed by the Teachers Service Commission (TSC).
|Defence Forces Medical Insurance Scheme (DEFMIS) is medical cover for retirees that have served in the Kenya Defence Forces (KDF).